Staff loans

Labels in bold are written exactly as they appear in the app.

Issue. Tim & SDM → Gaji → Kasbon → Beri kasbon: employee, Pokok (principal), Cicilan / periode (installment per period), Tanggal, Akun kas / bank (or none), Catatan. Choosing an account creates one linked expense entry in cashflow.

Automatic installments. Each pay period shows a Kasbon deduction; approving the period lowers Sisa; the last installment takes only what is left; then the loan is Lunas.

Repay outside payroll. Bayar → Jumlah (logged as Bayar manual). Riwayat shows issue, payroll deductions, manual repayments and reversals.

Staff view. Kasbon saya on Slip Gaji Saya. Staff cannot request a loan in the app; they ask the owner or HR.

Mistakes. An installment larger than the pay makes net pay negative (a reason is required at approval). A loan paid from the till must also be logged as Kas Keluar in Kontrol Kas.